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Sweat Equity Programs | Habitat Homeownership Program

2619 Broadway, Oakland, CA 94612

Eligibility
Low-income homeowners who own and reside in the home
Required documents
Proof of income, owner-occupied home-ownership, and homeowner insurance.
Hours
Monday-Saturday, 9am - 5pm
866-450-4432
Voice·

Backdoor Number

510-251-6309
Fax·

Fax

510-251-6304
Voice·

Main Number

Languages
English only; language translation services available upon request.
Application process
Call hotline for service form or download online.
Fees
No fee
Service area
Contra Costa County
Provides affordable homeownership opportunities to qualifying households, earning up to 80% of the Area Median Income. To qualify, applicants must show a need for housing, be willing to partner with Habitat by contributing sweat equity in the construction of the home, and demonstrate the ability to pay.
Last Assured
08/04/2025
Providing organization
Habitat for Humanity International
Offers HUD-certified housing counseling. Works with individuals who wish to accomplish financial goals and become ready for home-ownership, manage rental obligations, or attain other financial and housing goals. Counseling services include one-on-one counseling sessions and group education workshops, pre-purchase counseling, credit repair, debt reduction, post-purchase financial readiness and budget counseling.