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Provides first mortgage loans and low interest down payment Assistance Loans to low and moderate income families through their network of lenders in all 58 counties. Borrowers can be first-time and non-first time home buyers. Only one unit properties or condos are allowed.

provides affordable homeownership opportunities to qualifying households, earning up to 80% of the Area Median Income. To qualify, applicants must show a need for housing, be willing to partner with Habitat by contributing sweat equity in the construction of the home, and demonstrate the ability to pay.