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Provides professional financial guidance, credit counseling, community-wide educational programs, debt management assistance, bankruptcy counseling and education services, and housing counseling assistance to consumers via phone, Internet and in-person sessions at numerous local offices throughout the country.

Provides financial education classes in both English and Spanish to help individuals build important skills on how to manage money. Classes are held on-line and geared for several audiences such as youth, teens, and adults. Training addresses: budgeting, money management, consumer rights, banking, investing, credit, predatory lending, saving, debt management and the Earned Income Tax Credit.

Provides educational programs that include financial literacy programs, home loan programs, foreclosure prevention, and affordable rental counseling.

Provides free legal services to help low and moderate income residents address discrimination and other problems in accessing financial services which consist of bank accounts, loans, debt collection, credit reporting problems, estate planning, foreclosure prevention and homeowner problems including escrow and HOA issues.